Zero to approved
in 24 hours or less

Investing In Your Future

Everything you expect from
your a car loan

Buying a car, you’re shopping for the perfect match. At Lenders Direct, we believe you should expect the same from your auto financing. Drivers choose us because we're a leading lender that prides itself on all the same benefits you’re looking for in your car:

COMFORT. The personal finances of so many have stalled ever since the economy has suffered. But Lenders Direct doesn’t believe your credit history should put the brakes on your ability to get a fair car loan. No matter what your situation, we aim to design a solution that’s as comfortable as the ride of your new car.

PERFORMANCE. Our professional staff is dedicated to custom creating loans that perform for you even after you buy your car. Equitable terms will not only put you in the driver’s seat, they’ll help repair damaged credit and build good credit down the road.

SPEED. People tell us they come to the team at Lenders Direct because they like doing business with us. Our expedited application process comes standard. They also tell us that we’re among the fastest anywhere. We accelerate your application so you can go from zero to approved in 24 hours or less.


> Who We Are

Lenders Direct is a team of financial professionals with a legacy of solving credit problems innovatively, respectfully and efficiently. We are privately funded and headquartered in Fairfield County, CT. We serve customers large and small across the country and we're here to help you.

> what we do

Our specialty is offering made-to-order auto loans to customers who have trouble borrowing through traditional lending channels. We don't finance by formula as many banks do. We look at every customer’s situation separately and build a solution just for him or her.

> why lenders direct?

Call us toll-free at 866.485.0440

Or email us using the form below. A member of the Lenders Direct team will get back to you shortly.

You Have Our Word on it. We Guard Your Privacy as If It Were Our Own.

This Privacy Policy governs the manner in which Lenders Direct collects, uses, maintains and discloses information collected from users (each, a "User") of the lendersdirectautoloans website ("Site"). This privacy policy applies to the Site and all products and services offered by Lenders Direct.

Personal identification information. We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number, social security number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information. We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about User’s means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies. Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert them when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information. Lenders Direct may collect and use User's personal information for the following purposes:

How we protect your information. We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.

Sharing your personal information. We do not sell, trade, or rent User's personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

Changes to this privacy policy. Lenders Direct has the discretion to update this privacy policy at any time. When we do, we will send you an email. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms. By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us. If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at: or call us at (866) 485 0440

Q: Are there any limitations on the dollar amount of your auto loans?

A: We offer loan amounts from $5,000 and up to $100,000 for vehicles. Your actual loan amount will be determined based on the value of the specific vehicle that you are purchasing or refinancing.

If your vehicle qualifies for a manufacturer rebate, we will reduce the invoice price by the rebate amount.

If you are refinancing an existing auto loan, you should refinance the full payoff amount of your existing auto loan.

Q: Why do some people get lower rates?

A: There are several factors affecting the rate you receive including your financial situation, credit history, amount you are borrowing, term and vehicle age. However, keep in mind that as a private lender, Lenders Direct does not follow the financial formulas imposed by traditional lending channels and therefore offers some of the most competitive rates.

Q: How do I find out the status of my loan application?

A: You will hear from a Lenders Direct team member within hours of submitting your application – always within a 24-hour period. (Applications received at the end of the day, during the evening or over a weekend will be processed on the next business day.) However, should you have concerns, a live representative is available to speak to you during all business hours.

Q: Can I make an auto loan payment with my credit or debit card?

A: Yes, Lenders Direct is happy to accept credit or debit card payments. In fact, we can also set up automatic monthly charges to your card, monthly withdrawals from your checking account or bi-monthly ACH payments.

Q: After I have paid off my loan, when will I get my title?

A: If you paid your balance with guaranteed funds, it could be released in as little as seven business days. Otherwise it could take up to 30 days to release your title. Your state’s processing requirements also affect the outcome, as some states process titles electronically, while others do not. Your Lenders Direct representative can explain your state’s processing requirements to you to make sure you’re comfortable.

Q: Will you share any of my information with outside companies?

A: Never. Any details you share with Lenders Direct will be kept safe, secure and 100% confidential. Our approach to protecting your personal information is outlined in our Privacy Policy.

Q: Does applying with Lenders Direct obligate me to accept a loan if I’m approved?

A: We understand you may be shopping for the best rate or may change your mind to not borrow during the course of your search for a car. You are under no obligation whatsoever to accept a loan from us.